The holiday season may seem far away, but if you’re like most people, by the time the urge (or necessity) to shop hits you, planning out and buying individual gifts for everyone on your list may not be a feasible, or at the very least pleasant, option. For many of us, that means taking a much too common shortcut: hitting the gift card stand.
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To make sure that you make the right decision when it comes to your plastic, we've picked out the worst cards we could find so at least you know what to avoid.
Using credit cards comes with plenty of traps, but none is as deep — or easy to fall into — as minimum payments. Card issuers make it seem so easy: even if you owe thousands of dollars, you could settle that monthly bill with a minimum payment that’s just a small percentage of your actual balance. Minimum payments can be as low as 1.5%, so you could pay less than $100 on a balance that’s in the four digits!
This visualization of the disastrous effects of making minimum payments.
There's a lot of planning that goes into a business card. Just think about it: That one little card that you hand out represents the entirety of your business, and speaks volumes about it.
Americans have a LOT of credit cards, and with that, credit card debt. Just how much, you ask? Take a look at these figures.
Ever wonder how debit cards and credit cards stack up against each other? Here's a bit of insight to both.
Throughout history, many different methods were used to keep track of credit. Eventually, as you may know, we ended up with the credit card. Here’s what went on before that magical little piece of plastic came about.
Take a graphic look at America's Report Card on Education to see how public education in the U.S. stacks up against the rest of the world.
